As more sailors set their sights on longer and increasingly ambitious cruising adventures, specialist yacht insurer Admiral Marine is highlighting the importance of expert guidance to help boat owners navigate the unique considerations that come with insuring vessels for life on the water.
From extended Mediterranean cruising to Atlantic crossings and round-the-world voyages, today’s sailors are embarking on increasingly varied journeys, with each presenting its own insurance requirements and considerations.
While arranging insurance has become easier, Admiral Marine believes that access to specialist knowledge remains invaluable, particularly for boat owners planning more complex cruising itineraries or insuring higher-value vessels.
Cristelle Paulley, Lead Underwriter at Admiral Marine, said: “Every boat, every owner and every voyage is different. While technology has made arranging insurance more accessible, there are still many situations where specialist guidance can help customers better understand their cover and ensure it reflects their individual cruising plans.”
Having spent more than 18 years at Admiral Marine, Cristelle has supported sailors preparing for everything from local coastal cruising to bluewater adventures around the world.
Richard Chitty, Claims Manager at Admiral Marine, brings more than 40 years of sailing experience, including yacht racing and adventure training with the Army, giving him valuable first-hand support when helping customers through the claims process.
Richard said: “Having been involved in numerous yachting incidents and near misses myself, I fully understand the situations our customers find themselves in. I am therefore able to offer them guidance based on my knowledge and experience of the claims world.
“Boating is incredibly rewarding, but it also comes with challenges that are often unique to each vessel and each voyage. Understanding how boats are used, where they’re sailing and the realities of being on the water allows us to provide practical support that goes beyond the policy itself.”
Rather than taking a one-size-fits-all approach, the company works closely with customers to understand their individual plans and provide insurance solutions tailored to their needs. That approach continues to resonate with today’s cruising community, particularly as more sailors undertake extended voyages or fulfil long-held ambitions to explore further afield.
Cristelle added: “For many customers, arranging insurance is one of the final steps before setting off on an adventure they’ve spent months, or even years, planning. Being able to speak to someone who understands both boating and insurance can provide reassurance that they’re properly prepared before they leave the dock.”
